- Utah FHA Loans:
-
Utah FHA loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.
Utah FHA loans are an attractive option, especially for first-time homeowners:
At Christian Robert’s Mortgage , we offer the most aggressive Utah FHA Loans for any client utilizing an FHA Loan .
500-579 credit scores require 10% down payment
580-900 credit scores require 3.500% down payment
45-56 % Debt to income ratio’s / with AUS approval
Down payments can be gifted from a family member or a city grant
Non-occupant co-signers allowed / must be related
Utah FHA Loans have differnt loan limits depending on the different counties in UtahFHA LOAN LIMITS FOR ALL OF UTAH
For the state of Utah, here are the current FHA loan limits by county:
County
State
One Family Unit
Two Family Unit
Three Family Unit
Four Family Unit
Box Elder
Utah
271050
347000
419425
521250
Iron
Utah
271050
347000
419425
521250
Wasatch
Utah
431250
552050
667350
829350
Cache
Utah
271050
347000
419425
521250
Beaver
Utah
271050
347000
419425
521250
Daggett
Utah
302450
387200
468000
581650
Duchesne
Utah
271050
347000
419425
521250
Emery
Utah
271050
347000
419425
521250
Garfield
Utah
271050
347000
419425
521250
Grand
Utah
271050
347000
419425
521250
Kane
Utah
383750
491250
593800
738000
Millard
Utah
271050
347000
419425
521250
Piute
Utah
271050
347000
419425
521250
Rich
Utah
296700
379800
459100
570550
San Juan
Utah
271050
347000
419425
521250
Sanpete
Utah
271050
347000
419425
521250
Sevier
Utah
271050
347000
419425
521250
Wayne
Utah
271050
347000
419425
521250
Davis
Utah
397500
508850
615100
764400
Morgan
Utah
397500
508850
615100
764400
Weber
Utah
397500
508850
615100
764400
Carbon
Utah
271050
347000
419425
521250
Juab
Utah
323750
414450
500950
622600
Utah
Utah
323750
414450
500950
622600
Salt Lake
Utah
729750
934200
1129250
1403400
Summit
Utah
729750
934200
1129250
1403400
Tooele
Utah
729750
934200
1129250
1403400
Washington
Utah
372500
476850
576400
716350
Uintah
Utah
271050
347000
419425
521250
Learn more about FHA loans. (Department of Housing and Urban Development)
