Last Updated: September 2026 Yes. You may be able to buy a house using bank statements instead of tax returns if you are self-employed and qualify for a bank statement mortgage. Instead of relying primarily on taxable income shown on your federal tax returns, an eligible lender may calculate qualifying income using deposits from your…

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Last Updated: August 2026 By Daniel Paris | Utah Mortgage Broker | NMLS #243976-3138Utah Low Rate | UtahLowRate.com | 801-604-4949 Being self-employed does not prevent you from qualifying for a mortgage in Utah. The key is identifying the mortgage program and income-documentation method that best match how you actually earn money. Utah business owners, entrepreneurs,…

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