Explore mortgage options with Utah Low Rate

Your premier mortgage lender located in Murray, Utah. We can approve clients for a Utah Mortgage Home Loan with credit scores from a 500 up to 900 credit scores.

We have the ability to approve and fund mortgage home loans quickly so our clients do not need to wait for a lengthy application and approval process that many banks require. We are the Mortgage Company that will pre-approve borrowers in less than an hour and provide a written Pre-approval Certificate to present with their Purchase Contract.

That’s why we consistently rank among the highest in overall customer satisfaction among Utah mortgage companies.

When searching for loans in Utah here at WWW.UTAHLOWRATE.COM we offer the lowest Utah mortgage rates in the state, as a local Salt Lake City Mortgage Lender we help clients locate a mortgage for properties in Utah.

We are one of the few Utah Mortgage Lenders that offer loan parameters with credit scores that start at 600 – 850 credit score we are licensed Mortgage Brokers to help clients looking to purchase a new home or to refinance an existing property.

Utah Low Rate specializes in all types of Jumbo Loans with credit scores starting at 660 up to 900 credit scores and loan to value’s from 65% to 90% loan to value ratios for loans in Utah and loan amounts from 417,001 to 3,000,000.

We have many fixed and adjustable Jumbo outside of the box home loans that many Banks and local Credit Unions do not offer.

Daniel Paris (801)604-4949 is available 24/7 to get you pre-approved for home loans, this process only takes about 15-20 minutes to be fully approved for an array of loans and with our wholesale mortgage rates you can be assured to receive the most competitive rates and closing costs for your next home loan.

Buy a home in Utah with less than a 620 credit score Call Or Click today!

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Homebuyers

See how much you qualify for in today's market.

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Today's Rates

See if the time is right for you to purchase or refinance.

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Refinance

We can help you lower your rate or take cash out.

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Loan Programs

Learn about different types of home loans.

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Customer Satisfaction

We have the ability to approve and fund mortgage home loans quickly so our clients do not need to wait for a lengthy application and approval process that many banks require. We are the Mortgage Company that will pre-approve borrowers in less than an hour and provide a written Pre-approval Certificate to present with their Purchase Contract.

That’s why we consistently rank among the highest in overall customer satisfaction among Utah mortgage companies.

Your top mortgage questions, answered

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.

Learn more with Utah Low Rate

Here at WWW.UTAHLOWRATE.COM you can find a little bit of everything from home loan calculators to calculate a home mortgage loan payment for FHA home loans , Conventional home loans, Jumbo Home loans and VA home loans, with many options to get a mortgage quote for the most current home loan rates to buy any home for sale or any home refinance loan from a local mortgage lender located in Salt Lake City UT.

Holladay Mortgage Loans offers the lowest rates and closing costs in all cities and counties in the state of utah such as , Holladay Home Loans, call Daniel Paris 801-604-4949 for all of your Holladay Home Loans needs when looking to purchase or refinance with a wide aray of loans in Holladay and can send over all types of Holladay mortgage rate quotes.