Posts Tagged ‘Self-Employed Homebuyers’
Can I Buy a House Using Bank Statements Instead of Tax Returns?
Last Updated: September 2026 Yes. You may be able to buy a house using bank statements instead of tax returns if you are self-employed and qualify for a bank statement mortgage. Instead of relying primarily on taxable income shown on your federal tax returns, an eligible lender may calculate qualifying income using deposits from your…
Read MoreJumbo Mortgage Loans for Self-Employed Borrowers: Use Bank Statements Instead of Tax Returns
By Daniel Paris | Mortgage Broker | 27+ Years of Mortgage Experience | UtahLowRate.comLast Updated: September 24, 2026 Self-employed borrowers looking for jumbo mortgage loans for self-employed borrowers may have an alternative to qualifying with traditional tax-return income. Certain non-QM jumbo mortgage programs can evaluate 12 or 24 months of personal or business bank statements…
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