Posts Tagged ‘Utah Mortgage Broker’
Self-Employed Jumbo Mortgage Loans Utah: 11 Red Flags to Avoid
Last Updated: September 2026 Self-employed jumbo mortgage loans in Utah can create unique underwriting challenges, especially when a borrower uses bank statements instead of traditional tax-return income. A profitable business, excellent credit, substantial assets and a large down payment do not automatically guarantee approval. The lender still needs to determine how much income can actually…
Read MoreCan I Buy a House Using Bank Statements Instead of Tax Returns?
Last Updated: September 2026 Yes. You may be able to buy a house using bank statements instead of tax returns if you are self-employed and qualify for a bank statement mortgage. Instead of relying primarily on taxable income shown on your federal tax returns, an eligible lender may calculate qualifying income using deposits from your…
Read MoreJumbo Mortgage Loans for Self-Employed Borrowers: Use Bank Statements Instead of Tax Returns
By Daniel Paris | Mortgage Broker | 27+ Years of Mortgage Experience | UtahLowRate.comLast Updated: September 24, 2026 Self-employed borrowers looking for jumbo mortgage loans for self-employed borrowers may have an alternative to qualifying with traditional tax-return income. Certain non-QM jumbo mortgage programs can evaluate 12 or 24 months of personal or business bank statements…
Read MoreUtah Mortgage Rates and Housing Market This Week — September 2026
Published: September 15, 2026Last Updated: September 15, 2026 By Daniel Paris | Utah Mortgage Broker | UtahLowRate.com | NMLS #243976-3138 | 27+ Years of Mortgage Lending Experience Utah mortgage rates and the housing market are giving buyers an interesting combination this week: mortgage rates remain elevated, but Utah buyers have more homes to choose from…
Read More30-Year Mortgage Rates Utah Hit 6.71% — What Utah Homebuyers Should Know
Published: September 4, 2026 | Last Updated: September 4, 2026 By Daniel Paris | Utah Mortgage Broker | UtahLowRate.com | 801-604-4949 | 27+ Years of Mortgage Lending Experience Mortgage rates moved higher again this week, with the average 30-year fixed-rate mortgage reaching 6.71% as of September 3, 2026, according to Freddie Mac’s Primary Mortgage Market…
Read MoreSelf-Employed Mortgage Utah: 2026 Loan Options for Business Owners
Last Updated: August 2026 By Daniel Paris | Utah Mortgage Broker | NMLS #243976-3138Utah Low Rate | UtahLowRate.com | 801-604-4949 Being self-employed does not prevent you from qualifying for a mortgage in Utah. The key is identifying the mortgage program and income-documentation method that best match how you actually earn money. Utah business owners, entrepreneurs,…
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